Electronic Payment Systems for E-Commerce

Description

As the Internet continues to transform commerce as we know it, the method of payment is one component that's critical to successfully conducting business across a network. Electronic Payment Systems offers the first comprehensive, up-to-date survey of the major electronic payment systems currently available.

Requiring only a basic familiarity with computing and networking, the book covers numerous Internet payment systems including E-cash, SET (secure electronic transactions), FSTC electronic check project, and Millicent. It identifies the properties unique to the various systems, provides a working knowledge of the necessary cryptography, and explains the protocols involved. In eight concisely written chapters, it provides all the background needed to understand how each payment system works and to select the system and financial software best suited to a specific company's needs.



Download Description

Look to this newly revised resource for an up-to-date, in-depth examination of how payments are made electronically across the Internet. The second edition covers the very latest developments in this quickly expanding area, including new security techniques such as the advanced encryption standard (AES) and multi-application smart cards. This timely guide provides background information on how payments are made in conventional commerce and gives you a comprehensive overview of the cryptographic techniques that are needed for online payments. It presents up-to-the-minute information on the status of secure electronic transactions (SET), electronic cash, account transfers, and micropayments, and features a completely new chapter on the exciting advances in mobile commerce. More than 150 illustrations and over 80 equations support major topics discussed in the text.



Contents



Preface

1 Motivation for electronic payment

2 Characteristics of current payment systems

3 Cryptographic techniques

4 Credit card based systems

5 Electronic checks and account transfers

6 Electronic cash payment systems

7 Micropayment systems

8 Mobile commerce

9 Payment systems: prospects for the future

About the authors

Index

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