Financial Handbook for SMEs

Description

Small and medium enterprises (SMEs) are an important part of Singapore’s economy. They comprise 99% of all the establishments and employ more than half of the workforce.

The SME criteria for schemes administered by SPRING Singapore as follows:

* At least 30% local equity;
* Fixed assets not exceeding S$15 million; and
* Employment size not exceeding 200 for services companies

In recent years, financial institutions in Singapore are placing greater emphasis on meeting the financing needs of SMEs.

Each financial institution has its own definition of SMEs and its own dedicated relationship managers, innovative treasury and lending products, and personalised services to cater to the needs of this segment. These services and product information are available on the websites of the financial institutions.

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